Ydentity is the world’s first risk identity blockchain token based on Cognitive Neuroscience. It is designed to allow individuals to own their data and enjoy freedom while surfing the web. It provides a predictive model for customer onboarding, KYC and risk underwriting. The underlying blockchain platform is token-driven, cryptographically-protected and smart contract regulated. Ydentity is a utility token in limited supply. It is a closed source, unique, non-transferable, and non-recyclable token which creates a unique identity for every token holder. Ydentity creates a risk profile that can be voluntarily used for authentication, risk assessment, compatibility and self-protection. The Ydentity™ risk profile token provides a new underwriting instrument for the insurance, investment, and banking markets. It is also designed to simplify the KYC process.