One Application to Buy, Sell and Pay for Retail and services. An efficient and free Payment System that is trusted globally. RPAY is a revolutionary approach in Retail and Trade. It is built on an ecosystem of P2P connected nodes with no servers for transaction authentication, ensuring a completely decentralized backend built over blockchain technology. RPAY leverages web 2.0 to allow users to interact and exchange value directly, eliminating the need for middlemen, which in turn, eliminate fees, overhead restrictions and the inherent delays in transaction and settlement.