Rate3 is a decentralised dual protocol for cross-border payment and credit scoring. It is built on top of Stellar and Ethereum. Rate3 will be the native cryptocurrency used in a new global e-commerce ecosystem to help consumers, merchants, suppliers and other participants transact efficiently, cheaply, securely and quickly. We have existing products and revenue, users, a proper business model and very reputable advisors. The founder is also the chief advisor of several foundations (Odyssey, DATx) The team is made up of top software engineers from NUS, Stanford and NYU.