MCV-CAP combines traditional banking functions with the innovative advantages of Blockchain banking and tradable crypto-currencies. For the first time, banking services will be freely accessible to the crypto community worldwide, regardless of origin, wealth status or other personal circumstances. We will create a bank “super wallet” including FIAT & crypto-currencies and investment wallets. For the first time, customers do not pay for account maintenance and credit cards, but receive additional cashback benefits for various products (leasing, credits, insurance…). Other people are offering a crypto debit card and call it revolutionary. We are different: for the first time, all SEPA banking services are being merged with the world of crypto-currencies under one roof. Thanks to our future full bank license, we can offer all classic banking products and complement them with wide-ranging crypto-currency products such as bank transfers, collection- and standing-orders, debit & credit cards, wealth management (including ICO investments, crypto analysis program, mining …), loans and other investments. We differ even further: We will not exclude anyone because of their past or because of buying and selling crypto-currencies through bank accounts, but we will promote the use of crypto-currencies by cashback & loyalty benefits. By uniting traditional banking capabilities with those of Blockchain technologies, crypto-currencies are made accessible for everything in daily life. That means purchases at the bakery, butcher’s, textile shop, online shop, or even collection- and standing- order payments for electricity, gas, rent, community taxes (garbage, sewerage, water dues …) can be made using crypto- or FIAT currencies.