mCoin is a unique, inclusive cryptocurrency, available with or without the Internet (hybrid).mCoin creates a financially inclusive opportunity for unbanked people and businesses. Together with ONEm applications, mCoin will generate more economic activities with transaction records. These records will establish a trusted credit history for everyone. Having a credit history is a step towards micro-financing in emerging markets. mCoin is a cryptocurrency based on Bitcoin technology. The main difference is that mCoin doesn’t need access to the Internet. Half of the world’s population doesn’t have Internet and can’t access a cryptocurrency. Of these, 1.7 billion can use mCoin on their mobile, even though they don’t have data.