iPAY is a coin which will create a special mark in the world of crypto currency Cryptocurrency. We are not like other crypto currencies, which are subject to the governance of Bitcoin and their unexpected fluctuations. We will retain the value that we hold in the market regardless of the time of saturation and always keep objective transparency in our development process. True, iPAY will be the financial instrument now and in future, that will be used for any globally executed transaction, this will be the most international standard crypto currency that you yourself, who have gone together with the project and owned it and makes it worth. We focus on markets regardless of distribution of any kind, with the closest connection from the bank or the service stalls. We ensure step-by-step implementation, ie. addressing the trading problems of all global transactions using iPAY crypto currency, in the future address up to 80% of financial transactions.