Havven is a decentralised payment network and stablecoin designed to enable everyday cryptocurrency purchases. The network reduces price volatility through its dual-token system: HAV, the collateral token, and nUSD, the asset-backed stablecoin. nUSD is collateralised by the value of HAV, and the value of HAV comes from transaction fees that are generated with all nUSD transactions and paid to HAV holders. The value of nUSD is kept stable by HAV holders, who are incentivised to manage its supply. Havven is currently on Ethereum but will also be on EOSIO by the end of 2018.