Decentralized Multi-tasking Messenger with capabilities of a multi-currency crypto-wallet. e-Chat incorporates all the best: • Awesome Messenger (chat, audio, and video calls) • Personal Finance (receive, transfer and exchange money using integrated multi-currency crypto-wallet or attach your credit card to pay for goods and services) • Best viral content • Ultimate Privacy and Security • Great Sustainability e-Chat Messenger has all standard functions such as the transmission of text, images, voice, video, files, stickers, secret chats, etc. but also offers these unique features: • SCREENS. Swipe left or right to switch between chats, rooms, and channels. • Use bots. The e-Chat platform allows bots for a variety of tasks. • Confidentiality. All data is encrypted with MTProto and diffused over the network of millions of computers around the globe. • Security. The highest level of security and privacy is provided by proofof-replication and proof-of-spacetime consensus, as well as with a robust codebase.